1218 Elder Ct, Niles, MI 49120 Property Records

Cass County property record for 1218 Elder Ct, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,100 (Sep 2009)
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-020-021-085-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-021-085-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Building Perimeter
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1218 ELDER CT
City	NILES
State	MI
Zip	49120-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 314 SEC 21 T7S R16W MAPLE WOOD BEACH LOT 2, 40 FT OFF NE END OF FOL DES PROPERTY 908.7 FT W OF SE COR SW 1/4, TH N 10 DEG
Legal Range	16W
Legal Township	07S
Legal Section	21
Legal Subdivision	MAPLEWOOD BEACH
Legal Lot Number	2,40
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1005
Census Tract	1500

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4640 W 107TH ST, OAK LAWN, IL 60453-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Deed Book / Page	1000 / 1688
Prior Transfer Date	Jan 18, 2007
Prior Transfer Doc	00952/1461
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1218 ELDER CT, NILES, MI 49120-9527
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01117/1157
Date	Jan 11, 2017
Book Page	1117/1157

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1218 ELDER CT, NILES, MI 49120-9527
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01191/1799
Date	Mar 9, 2021
Book Page	1191/1799

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,800 (-6.13%) Land $252,800	$505,600 (-6.13%) Land $505,600
2025	$6,865.00 (+3.81%) Homeowner's exemption	$269,300 (+30.41%) Land $269,300	$538,600 (+30.41%) Land $538,600
2024	$6,613.00 (+16.16%)
2023		$206,500	$413,000
2022	$5,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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