St. Clair County property record for 1218 Adams St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft |
| Lot Size | 0.712 acres (31,015 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-053-0206-000 |
| Primary APN | 74-07-053-0206-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Lot Area | 31,015 sqft (0.712 acres) |
|---|---|
| Lot Dimensions | 310 ft deep x 100 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1218 ADAMS ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | W100' OF 5 A LOT 74 MAP OF PC 304 & 305 |
| Legal Subdivision | SECTION 304 |
| Legal Lot Number | 74 |
| Legal Unit | 74 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 642000 |
1218 Adams St is owned and occupied by an individual who acquired it in September 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1218 ADAMS ST, SAINT CLAIR, MI 48079-4872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION |
| Sep 27, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 5426200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 11, 2026 |
| Property Address | 1218 ADAMS ST, SAINT CLAIR, MI 48079-4872 |
| Document Number | 0000016153 |
| Book / Page | 5952 / 752 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202616153 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1218 ADAMS ST, SAINT CLAIR, MI 48079-4872 |
| Document Number | 0000016153, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 5952/752 |
| Instrument | 202616153 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 27, 2021 |
| Property Address | 1218 ADAMS ST, SAINT CLAIR, MI 48079-4872 |
| Document Number | 5426200 |
| Book / Page | 5426 / 200 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021027314 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1218 ADAMS ST, 1218, SAINT CLAIR, MI 48079-4872 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1218 ADAMS ST, SAINT CLAIR, MI 48079-4872 |
The 2025 property tax bill for 1218 Adams St was $1,952 with a homeowner's exemption, up 5.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,400 (+1.63%) | $224,800 | |
| 2025 | $1,952.00 (+5.17%) Homeowner's exemption | $110,600 | |
| 2024 | $1,856.00 | $221,200 | |
| 2023 | $91,000 | ||
| 2022 | $1,711.00 | $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1218 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2001 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1218 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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