St. Clair County property record for 1217 Adams St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,348 sqft |
| Lot Size | 0.658 acres (28,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2026) |
| Tax Bill | $4,121 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-053-0229-100 |
| Primary APN | 74-07-053-0229-100 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 864 sqft |
| Lot Area | 28,662 sqft (0.658 acres) |
|---|---|
| Lot Dimensions | 329 ft deep x 87.1 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1217 ADAMS ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M-1 LIGHT |
| Legal Description | THAT PART OF 5 ACRE LOT 79, BEG AT NW LOT COR TH S 79D 31M 30S E 100', TH S 10D 29M 35S W 144.21', TH N 79D 31M 30S W 90.23', |
| Legal Lot Number | 79 |
| Legal Unit | 79 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 642000 |
1217 Adams St is owned and occupied by two individuals who bought it in April 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1217 ADAMS ST, SAINT CLAIR, MI 48079-4873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Contract Sale, Transfer HURON TITLE |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| Jul 29, 2019 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Jul 29, 2019 · Amount on File |
| Deed Document Number | 20267246 |
| Deed Book / Page | 5914 / 373 |
| Prior Transfer Date | Sep 5, 2008 |
| Prior Transfer Doc | 003879/077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 1217 ADAMS ST, SAINT CLAIR, MI 48079-4873 |
| Document Number | 0005914373 |
| Book / Page | 5914 / 373 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.7246 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | HURON TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $151,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1217 ADAMS ST, SAINT CLAIR, MI 48079-4873 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1217 ADAMS ST, SAINT CLAIR, MI 48079-4873 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052270906 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 5227/906 |
| Instrument | 2020019704 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Aug 5, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 29, 2019 |
| Property Address | 1217 ADAMS ST, SAINT CLAIR, MI 48079-4873 |
| Document Number | 0050790620 |
| Book / Page | 005079 / 000620 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $688.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8231 RATTLE RUN RD COLUMBUS MI 480632011, COLUMBUS, MI 48063-2011 |
The 2025 property tax bill for 1217 Adams St was $4,121 with a homeowner's exemption, up 3.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,900 (+0.12%) | $163,800 | |
| 2025 | $4,121.00 (+3.93%) Homeowner's exemption | $81,800 | |
| 2024 | $3,965.00 | $163,600 | |
| 2023 | $65,200 | ||
| 2022 | $3,173.00 | $130,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1217 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2001 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1217 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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