1218 A St, Commerce, OK 74339 Property Records

Ottawa County property record for 1218 A St, Commerce, OK 74339

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.964 acres (41,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Jul 2020)
Tax Bill	$100 (2025)
Deeds & Mortgages	Jul 2020 Sale & Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20774`

Property Details

APN / Parcel Number

Primary APN	`20774`
Alternative APN	`5800-00-006-004-0-000-00`

Exterior

Lot Area	41,995 sqft (0.964 acres)
Lot Dimensions	227 ft deep x 185 ft wide

Location & Zoning

Account Number	20774
Street Address	1218 A ST
City	COMMERCE
State	OK
Zip	74339-2936
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 4, BLK 6 LS .23 AC 1114/27 & LS .16 AC 1114/53 WACHTER QC 1105/651 & 652
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	WATCHER
Legal Block	6
Legal Lot Number	4
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2005
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 847, RACINE, MO 64858-0847
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK
Jul 16, 2020	Warranty Deed, Transfer · Commercial Mortgage PEOPLES NATIONAL BANK
May 12, 2020	Warranty Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	20202903
Deed Book / Page	1114 / 53
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	0000001855
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 16, 2020
Property Address	1218 A ST, COMMERCE, OK 74339-2936
Document Number	0001114/27
Book / Page	1114 / 27
Instrument Date	Jul 14, 2020
Instrument	2020-002900
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 GAGLE RIDGE RD, JOPLIN, MO 64804

Mortgage

Document Number	2020002901
Date	Jul 16, 2020
Instrument	2020-002901

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 16, 2020
Property Address	1218 A ST, COMMERCE, OK 74339-2936
Document Number	0001114/53
Book / Page	1114 / 53
Instrument Date	Jul 14, 2020
Instrument	2020-002903
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 GAGLE RIDGE RD, JOPLIN, MO 64804

Mortgage

Document Number	2020002904
Date	Jul 16, 2020
Instrument	2020-002904

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 12, 2020
Property Address	1218 A ST, COMMERCE, OK 74339-2936
Document Number	0001110/56
Book / Page	1110 / 56
Instrument Date	May 11, 2020
Instrument	2020-001922
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$17.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 847, RACINE, MO 64858-0847

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,035 (-) Land $1,035	$9,082 (-) Land $9,082
2025	$100.00	$1,035 (-21.05%) Land $1,035	$9,082 (-21.03%) Land $9,082
2024	$100.00 (-15.25%)	$1,311 (-) Land $1,311	$11,500 (-) Land $11,500
2023	$118.00 (-1.67%)	$1,311 (-) Land $1,311	$11,500 (-) Land $11,500
2022	$120.00	$1,311 Land $1,311	$11,500 Land $11,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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