Ottawa County property record for 1212 A St, Commerce, OK 74339
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.964 acres (41,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,500 (Jan 2020) |
| Tax Bill | $74 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Jul 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20773 |
| Primary APN | 20773 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,995 sqft (0.964 acres) |
|---|---|
| Lot Dimensions | 227 ft deep x 185 ft wide |
| Account Number | 20773 |
|---|---|
| City | COMMERCE |
| State | OK |
| Zip | 74339 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 3, LS .23, LS .23, LS .23 & LS .07 BLK 6 (OR W 43.19' LT 3) WACHTER QC 1105/651 & 652 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | WATCHER |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20773
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 847, RACINE, MO 64858-0847 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK |
| Jul 16, 2020 | Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK |
| Jan 15, 2020 | Warranty Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on Record |
| Deed Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 2020-000224 |
| Deed Book / Page | 1104 / 121 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1107/95 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 1107/95 |
| Instrument | 2020-001147 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SENECA, MO 64865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1113/780 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 1113/780 |
| Instrument | 2020-002895 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SENECA, MO 64865 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1107/79 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 1107/79 |
| Instrument | 2020-001146 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SENECA, MO 64865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1114/2 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 1114/2 |
| Instrument | 2020-002898 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SENECA, MO 64865 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1107/63 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 1107/63 |
| Instrument | 2020-001145 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SENECA, MO 64865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jul 16, 2020 |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Document Number | 001113/753 |
| Book / Page | 1113 / 753 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020-002891 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 EAGLE RIDGE RD, JOPLIN, MO 64804-5660 |
| Document Number | 2020002892 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-002892 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jan 15, 2020 |
| Property Address | 1212 A ST, COMMERCE, OK 74339-2936 |
| Document Number | 001104/121 |
| Book / Page | 1104 / 121 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2020-000224 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Tax | $17.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 847, RACINE, MO 64858-0847 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74.00 (+1.37%) | $764 (-41.72%) Land $764 | $6,700 (-41.74%) Land $6,700 |
| 2024 | $73.00 (-38.14%) | $1,311 (-) Land $1,311 | $11,500 (-) Land $11,500 |
| 2023 | $118.00 (-1.67%) | $1,311 (-) Land $1,311 | $11,500 (-) Land $11,500 |
| 2022 | $120.00 | $1,311 Land $1,311 | $11,500 Land $11,500 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401155742002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 133 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | COMMERCE serves 2,645 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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