Charlevoix County property record for 12177 Ferry Rd, Charlevoix, MI 49720
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,512 sqft · built 1995 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,799 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-013-001-00 |
| Primary APN | 009-013-001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,512 sqft Total Area |
| 1st Floor Area | 1,425 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 2,160 sqft |
| Parking Spaces | 8 Parking Spaces |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12177 FERRY RD |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1 |
| Legal Description | E1/2 OF NE1/4 SEC.13 T33N R8W A80 |
| Legal Range | 08W |
| Legal Township | 33N |
| Legal Section | 13 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 800 |
12177 Ferry Rd, a rural home, is owned and occupied by an individual who acquired it in January 2000.
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12177 FERRY RD, CHARLEVOIX, MI 49720-9550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2000 |
| Deed Sale | Jan 1, 2000 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12177 Ferry Rd was $2,799 with a homeowner's exemption, up 1.2% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Marion Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,800 (+6.48%) | $637,600 (+6.48%) | |
| 2025 | $2,799.00 (+1.23%) Homeowner's exemption | $299,400 | $598,800 |
| 2024 | $2,765.00 | ||
| 2023 | $206,800 | $413,600 | |
| 2022 | $2,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12177 Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12177 Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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