Hamilton County property record for 12173 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1972 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2024) |
| Tax Bill | $4,012 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0140-00 |
| Primary APN | 510-0011-0140-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 594 sqft |
| 2nd Floor Area | 1,080 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 108 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12173 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINCANTON DR 85 X 108 IRRLOT 393 KINGSBRIDGE SUB BLK C |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | C |
| Legal Lot Number | 393 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21508 |
12173 Westerly Dr is owned and occupied by an individual who bought it in October 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12173 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 18, 2019 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Aug 5, 2019 | Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Jun 10, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | Dec 18, 2019 · Amount on File |
| Deed Document Number | 0000069279 |
| Deed Book / Page | 15262 / 2113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 1, 2024 |
| Property Address | 12173 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000069279 |
| Book / Page | 15262 / 2113 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024-0069279 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | RED LETTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12173 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000069280 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 2024-0069280 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 18, 2019 |
| Property Address | 12173 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000111959 |
| Book / Page | 14066 / 01034 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2019-0111959 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000111960 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-0111960 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 5, 2019 |
| Property Address | 12173 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000064073 |
| Book / Page | 013973 / 002445 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 64073 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5600 LAKE MICHIGAN DR FAIRFIELD OH 450144420, FAIRFIELD, OH 45014-4420 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 10, 2019 |
| Property Address | 12173 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000044790 |
| Book / Page | 013935 / 000340 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 44790 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 12173 Westerly Dr was $4,012, up 7.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,012.00 (+7.88%) | $69,353 (-) Land $10,605 Building $58,748 | |
| 2024 | $3,719.00 (-0.56%) | $69,353 (-) Land $10,605 Building $58,748 | |
| 2023 | $3,740.00 (-1.97%) | $69,353 (+20.09%) Land $10,605 Building $58,748 | $198,150 Land $30,300 Building $167,850 |
| 2022 | $3,815.00 Homeowner's exemption | $57,751 Land $8,733 Building $49,018 | |
| 2020 | $165,000 Land $24,950 Building $140,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12173 Westerly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12173 Westerly Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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