Hamilton County property record for 12172 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,275 sqft · built 1963 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,500 (Jul 2026) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0133-00 |
| Primary APN | 510-0011-0133-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 675 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12172 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 80 X 120 IRR LOT 101 KINGSBRIDGE SUB BLK C |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | C |
| Legal Lot Number | 101 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21508 |
Source: Hamilton County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12172 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Oct 30, 2018 | Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Document Number | 202658402 |
| Deed Book / Page | 15710 / 1224 |
| Prior Transfer Date | Mar 31, 2004 |
| Prior Transfer Doc | 0000143273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 20, 2026 |
| Property Address | 12172 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000058402 |
| Book / Page | 15710 / 1224 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202658402 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | RIVERTOWNE TITLE LLC, RIVERTOWNE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000058403, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202658403 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12172 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000026901 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12172 WESTERLY DR CINCINNATI OH 452311023, CINCINNATI, OH 45231-1023 |
| Document Number | 0000026901 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 014128/000735 |
| Instrument | 26901 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12172 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000035583 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12172 WESTERLY DR CINCINNATI OH 452311023, CINCINNATI, OH 45231-1023 |
| Document Number | 0000035583 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 013914/000746 |
| Instrument | 35583 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2049 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 30, 2018 |
| Property Address | 12172 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000096268 |
| Book / Page | 13785 / 956 |
| Map Reference | MB 107 PG 62 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018-0096268 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 630170, CINCINNATI, OH 45263-0170 |
| Investor | Possibly a Property Investor |
| Document Number | 0000096270 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 2018-0096270 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,566.00 (+7.72%) Homeowner's exemption | $54,419 (+%) Land $10,868 Building $43,551 | $155,480 (-) Land $31,050 Building $124,430 |
| 2024 | $2,382.00 (-2.38%) Homeowner's exemption | $54,417 (-) Land $10,867 Building $43,550 | |
| 2023 | $2,440.00 (+17.08%) Homeowner's exemption | $54,417 (+35.2%) Land $10,867 Building $43,550 | $155,480 (+35.2%) Land $31,050 Building $124,430 |
| 2022 | $2,084.00 Homeowner's exemption | $40,250 Land $8,946 Building $31,304 | |
| 2020 | $115,000 Land $25,560 Building $89,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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