1217 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 1217 Simms St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,078 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Jul 2019)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Jul 2019 Sale & Second Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-26-480-010`

Property Details

APN / Parcel Number

Primary APN	`15-26-480-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,078 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1217 SIMMS ST
City	AURORA
State	IL
Zip	60505-5451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A P MOECHERS 5TH ADDN : LOT 46
Legal Subdivision	A P MOECHERS 5TH ADDN
Legal Block	2
Legal Lot Number	46
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2030
Census Tract	854403

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1217 SIMMS ST, AURORA, IL 60505-5451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage UNITED STATES OF AMERICA
Oct 22, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	201931503
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2019
Property Address	1217 SIMMS ST, AURORA, IL 60505-5451
Document Number	0000031503
Instrument Date	Jul 19, 2019
Instrument	2019K031503
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 SIMMS ST, AURORA, IL 60505-5451

Mortgage

Document Number	0000031505
Date	Jul 19, 2019
Instrument	2019K031505

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000031504
Date	Jul 19, 2019
Instrument	2019K031504

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	4.5%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 22, 2018
Property Address	1217 SIMMS ST, AURORA, IL 60505-5451
Document Number	0000051487
Instrument Date	Oct 16, 2018
Instrument	51487
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 MEADOWS CT OSWEGO IL 605437406, OSWEGO, IL 60543-7406

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 (+33.96%) Homeowner's exemption	$55,615 (+14.7%) Land $4,460 Building $51,155	$166,912 (+14.7%) Land $13,385 Building $153,526
2024		$48,487 (+27.84%) Land $4,077 Building $44,410	$145,519 (+27.89%) Land $12,236 Building $133,283
2022	$1,920.00 (+1.91%) Homeowner's exemption	$37,927 (+7.41%) Land $3,324 Building $34,603	$113,781 (+7.41%) Land $9,972 Building $103,809
2021	$1,884.00 Homeowner's exemption	$35,311 Land $3,095 Building $32,216	$105,933 Land $9,285 Building $96,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MOECHERVILLE private · serves 920 people · EPA ID IL0895300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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