1208 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 1208 Simms St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1952
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Oct 2025)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-476-009`

Property Details

APN / Parcel Number

Primary APN	`15-26-476-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1208 SIMMS ST
City	AURORA
State	IL
Zip	60505-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A P MOECHERS 7TH ADDN : LOT 28 LOT DIMENSIONS: 62 X 132 APPROX LOT SQ FT 8184 SUBDIVISION: MOECHERVILLE ADDN RANGE CODE: 001
Legal Subdivision	MOECHERVILLE ADDN
Legal Block	2
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2031
Census Tract	854403

Owner

Source: Kane County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1208 SIMMS ST, AURORA, IL 60505-5452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage EARTHMOVER CU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	202540051
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0000052444
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2025
Property Address	1208 SIMMS ST, AURORA, IL 60505-5452
Document Number	0000040051
Instrument Date	Oct 6, 2025
Instrument	2025K040051
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 SIMMS ST, AURORA, IL 60505-5452

Mortgage

Document Number	0000040052
Date	Oct 14, 2025
Instrument	2025K040052

Lender

Name	EARTHMOVER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%
Change Frequency	5 Years

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1208 SIMMS ST, AURORA, IL 60505-5452
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080973
Date	Dec 28, 2020
Instrument	2020K080973

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	CHICAGO, IL 60643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (+9.87%) Homeowner's exemption
2024	$2,239.00 (+21.95%) Homeowner's exemption	$46,686 (+27.83%) Land $4,077 Building $42,609	$140,114 (+27.88%) Land $12,236 Building $127,878
2022	$1,836.00 (+2%) Homeowner's exemption	$36,522 (+7.41%) Land $3,324 Building $33,198	$109,566 (+7.41%) Land $9,972 Building $99,594
2021	$1,800.00 Homeowner's exemption	$34,003 Land $3,095 Building $30,908	$102,009 Land $9,285 Building $92,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MOECHERVILLE private · serves 920 people · EPA ID IL0895300
Water Source	Groundwater
Last State Inspection	Sep 2023
Also Mapped Here	AURORA
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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