Putnam County property record for 1217 Riverdale Est, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 1975 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,989 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit Feb 2018 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-3-0035.0000 |
| Primary APN | 13-3-0035.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 2,486 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 114 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00022914 |
|---|---|
| Street Address | 1217 RIVERDALE EST |
| City | WINFIELD |
| State | WV |
| Zip | 25213-7941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 RIVERDALE |
| Legal Subdivision | RIVERDALE |
| Legal Lot Number | 35 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 20400 |
1217 Riverdale Est is owned and occupied by two individuals who acquired it in December 2016.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2017 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA |
| Feb 15, 2018 | Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| May 4, 2023 | Deed, Transfer · Conventional Mortgage VICTORIAN FINANCE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2016 |
| Transfer Doc | 4130410003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001151/275 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 1151/275 |
| Instrument | 004151500007 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | WINFIELD, WV 25213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001182/258 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 1182/258 |
| Instrument | 004349130012 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | WINFIELD, WV 25213 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001282/576 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 1282/576 |
| Instrument | 005013650007 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 5, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|
| Document Number | 001296/842 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 1296/842 |
| Instrument | 005102800016 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | May 4, 2023 |
| Property Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Document Number | 000616/419 |
| Book / Page | 616 / 419 |
| Map Reference | MB 5 PG 72 |
| Instrument Date | May 1, 2023 |
| Instrument | 005455200002 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $998.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1217 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Document Number | 005455210013 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 005455210013 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 1217 Riverdale Est was $1,989, up 9.5% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,989.00 (+9.47%) | $134,940 (+11.06%) Land $25,740 Building $109,200 | $224,900 (+11.06%) Land $42,900 Building $182,000 |
| 2025 | $1,817.00 | $121,500 Land $19,020 Building $102,480 | $202,500 Land $31,700 Building $170,800 |
| 2023 | $795.00 (+4.06%) Homeowner's exemption Disabled Person's exemption | $74,460 (+2.48%) Land $13,920 Building $60,540 | $124,100 (+2.48%) Land $23,200 Building $100,900 |
| 2022 | $764.00 Homeowner's exemption Disabled Person's exemption | $72,660 Land $13,920 Building $58,740 | $121,100 Land $23,200 Building $97,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1217 Riverdale Est in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (1978–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2001 · Severe Storms, Flooding And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1217 Riverdale Est is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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