Putnam County property record for 1203 Riverdale Est, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,262 sqft · built 1975 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,553 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-3-0034.0000 |
| Primary APN | 13-3-0034.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| 1st Floor Area | 2,510 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 113 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00022776 |
|---|---|
| Street Address | 1203 RIVERDALE EST |
| City | WINFIELD |
| State | WV |
| Zip | 25213-7941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 RIVERDALE |
| Legal Lot Number | 34 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 20400 |
1203 Riverdale Est is owned and occupied by an individual.
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1203 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Aug 12, 2020 | Deed of Trust, Mortgage · ARM CITY NATIONAL BANK |
| Dec 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK VIRGINIA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1203 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|
| Document Number | 001333/118 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 1333/118 |
| Instrument | 005327700019 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1203 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1254/347 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 1254/347 |
| Instrument | 004886390013 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.88% |
| Max Rate At Change | 6.1% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 1203 RIVERDALE EST, WINFIELD, WV 25213-7941 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1203/493 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 1203/493 |
| Instrument | 004536560007 |
| Name | CITY NATIONAL BANK VIRGINIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 20, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1203 Riverdale Est was $1,553 with a homeowner's exemption, up 11.1% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553.00 (+11.09%) | $125,340 (+10.41%) Land $25,500 Building $99,840 | $208,900 (+10.41%) Land $42,500 Building $166,400 |
| 2025 | $1,398.00 Homeowner's exemption | $113,520 Land $18,780 Building $94,740 | $189,200 Land $31,300 Building $157,900 |
| 2023 | $816.00 (+3.95%) Homeowner's exemption | $75,960 (+2.51%) Land $13,800 Building $62,160 | $126,600 (+2.51%) Land $23,000 Building $103,600 |
| 2022 | $785.00 Homeowner's exemption | $74,100 Land $13,800 Building $60,300 | $123,500 Land $23,000 Building $100,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1203 Riverdale Est in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (1978–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2001 · Severe Storms, Flooding And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1203 Riverdale Est is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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