1217 Highland Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1217 Highland Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,260 sqft · built 1960
Lot Size	0.478 acres (20,825 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2021)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127P N 010`

Property Details

APN / Parcel Number

Primary APN	`127P N 010`
Alternative APN	`0000052241`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,825 sqft (0.478 acres)
Lot Dimensions	170 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000052241
Street Address	1217 HIGHLAND DR
City	CHATTANOOGA
State	TN
Zip	37405-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 6 7 BLK 4 J T THOMAS RESUB BLK 4 PB 9 PG 5
Legal Subdivision	THOMAS J T
Legal Block	4
Legal Lot Number	6,7 7
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1217 Highland Dr is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1217 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	May 2, 2000 · Amount on File
Deed Document Number	2021112300277
Deed Book / Page	12744 / 655
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 23, 2021
Property Address	1217 HIGHLAND DR, CHATTANOOGA, TN 37405-2317
Document Number	0000000277
Book / Page	12744 / 655
Map Reference	MB 9 PG 5
Instrument Date	Nov 22, 2021
Instrument	2021112300277
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 HIGHLAND DR, CHATTANOOGA, TN 37405-2317

Mortgage

Document Number	0012744658
Date	Nov 23, 2021
Instrument	12744/658

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1217 Highland Dr was $1,931, down 6.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00 (-6.58%)	$127,425 (+37.87%)	$509,700 (+37.87%) Land $337,500 Building $172,200
2024	$2,067.00	$92,425 (-)	$369,700 (-) Land $225,000 Building $144,700
2023	$2,067.00	$92,425 (-)	$369,700 (-) Land $225,000 Building $144,700
2022	$2,067.00	$92,425	$369,700 Land $225,000 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1217 Highland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1217 Highland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20