Genesee County property record for 12160 Baldwin Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,210 sqft · built 2003 |
| Lot Size | 2.29 acres (99,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,911 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-400-020 |
| Primary APN | 10-30-400-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| Basement Area | 1,444 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 99,970 sqft (2.29 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12160 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG S 88 DEG 37 MIN 30 SEC W 1484.84 FT FROM SE COR OF SEC TH CONT S 88 DEG 37 MIN 30 SEC W 200 FT TH N 2 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 30 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12801 |
12160 Baldwin Rd is owned and occupied by two individuals who acquired it in September 2020.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Apr 27, 2022 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Oct 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 |
| Deed Sale | Mar 1, 2016 |
| Prior Sale | Mar 22, 2010 · Amount on File |
| Deed Document Number | 201610934 |
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0000070428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Document Number | 0000004822 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 202302020004822 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Document Number | 0000034701 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 202204270034701 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 14, 2020 |
| Property Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Document Number | 202010140070428 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 202010140070428 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ELEVATED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12160 BALDWIN RD, GAINES, MI 48436-9648 |
| Document Number | 202010140070429 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 202010140070429 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 12160 Baldwin Rd was $3,911 with a homeowner's exemption, up 2.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,700 (+6.8%) Land $21,100 Building $170,600 | $383,400 (+6.8%) Land $42,200 Building $341,200 | |
| 2025 | $3,911.00 (+2.89%) Homeowner's exemption | $179,500 | $359,000 |
| 2024 | $3,801.00 | ||
| 2023 | $167,400 | $334,800 | |
| 2019 | $2,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12160 Baldwin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12160 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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