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1216 Horseguards Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1216 Horseguards Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details5 ba · 6,740 sqft · built 2016
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2012)
Tax Bill$30,376 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-29-211-016

Property Details

APN / Parcel Number

Primary APN08-29-211-016

Interior

Full Baths5 Baths
Stories2 Stories
Building Area6,740 sqft Living Area
Gross Area7,261 sqft
1st Floor Area2,381 sqft
2nd Floor Area2,509 sqft
Basement Area2,371 sqft
Finished Basement1,850 sqft
Unfinished Basement521 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area20,473 sqft (0.47 acres)
Garage Area1,079 sqft

Location & Zoning

Street Address1216 HORSEGUARDS CT
CityNAPERVILLE
StateIL
Zip60540-9471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCOTSWOLD MANOR SUB ALL
Legal SubdivisionCOTSWOLD MANOR SUB
Legal Lot Number9
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1007
Census Tract846203

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2017Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Mar 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 9, 2021Intrafamily Transfer, Transfer
LAKELAND TITLE SERVICES
Oct 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2012 · Amount on Record
Deed SaleJul 5, 2012 · Amount on Record
Deed Document Number201285795
Last Transfer DateFeb 22, 2021
Transfer Doc0000037405
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017974
DateFeb 21, 2017
InstrumentR2017-017974
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 9, 2021
Property Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
Document Number0000037403
Map ReferenceDOC R2008-050997
Instrument DateFeb 22, 2021
InstrumentR2021-037403
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyLAKELAND TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471

Mortgage

Document Number0000037404
DateMar 9, 2021
InstrumentR2021-037404
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 9, 2021
Property Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
Document Number0000037405
Map ReferenceDOC R2008-050997
Instrument DateFeb 22, 2021
InstrumentR2021-037405
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyLAKELAND TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateOct 15, 2019
Property Address1216 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
Document Number0000093086
Instrument DateAug 27, 2019
Instrument93086
Transaction TypeTransfer
Record UpdatedNov 4, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1216 HORSEGUARDS CT NAPERVILLE IL 605409471, NAPERVILLE, IL 60540-9471

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,376.00 (+15.74%)$528,500 (+28.43%) Land $115,896 Building $412,604$1,585,500 (+28.43%) Land $347,688 Building $1,237,812
2022$26,244.00 Homeowner's exemption$411,510 Land $90,240 Building $321,270$1,234,530 Land $270,720 Building $963,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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