1208 Horseguards Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1208 Horseguards Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 5,188 sqft · built 2014
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$247,000 (May 2012)
Tax Bill$29,780 (2025)
Deeds & MortgagesDec 2017 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-29-211-014

Property Details

APN / Parcel Number

Primary APN08-29-211-014

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,188 sqft Living Area
Gross Area7,647 sqft
1st Floor Area2,471 sqft
2nd Floor Area2,717 sqft
Basement Area2,459 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area21,780 sqft (0.5 acres)
Garage Area1,043 sqft

Location & Zoning

Street Address1208 HORSEGUARDS CT
CityNAPERVILLE
StateIL
Zip60540-9471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCOTSWOLD MANOR SUB ALL
Legal SubdivisionCOTSWOLD MANOR SUB
Legal Lot Number7
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1007
Census Tract846203

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1208 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMELAND MORTGAGE CO
Apr 26, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2012 · Amount on Record
Deed SaleMay 18, 2012 · Amount on Record
Deed Document Number201264171
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1208 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127647
DateDec 14, 2017
InstrumentR2017-127647
Lender
NameHOMELAND MORTGAGE CO
TypeMortgage Company
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2033
Interest
Rate TypeFixed Rate
Rate3.25%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1208 HORSEGUARDS CT, NAPERVILLE, IL 60540-9471
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036104
DateApr 26, 2018
InstrumentR2018-036104
Lender
NameUS BANK NA
TypeBank
AddressDEERFIELD, IL 60015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 25, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,780.00 (+3.53%) Homeowner's exemption$518,285 (+8.53%) Land $105,348 Building $412,937$1,554,855 (+8.53%) Land $316,044 Building $1,238,811
2024$28,765.00 (+11.8%)$477,550 (+18.33%) Land $97,068 Building $380,482$1,432,650 (+18.33%) Land $291,204 Building $1,141,446
2022$25,729.00 Homeowner's exemption$403,560 Land $82,030 Building $321,530$1,210,680 Land $246,090 Building $964,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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