1216 Delta Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1216 Delta Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,603 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$75,000 (May 2018)
Tax Bill	$6,033 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2018 Mortgage + 1 more
APN	`104-819-1537`

Property Details

APN / Parcel Number

Primary APN	`104-819-1537`
Alternative APN	`13498`

Interior

Building Area	2,603 sqft Living Area

Exterior

Year Built	Built 2019
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1216 DELTA LN
City	COVINGTON
State	LA
Zip	70433-7276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 RIVER CLUB PH 4A SECS 47 49 7 11 CB 573 85 CB 1197 867 INST NO 1350751 INST NO 1350844 INST NO 1368825 INST NO 1496651
Legal Subdivision	RIVER CLUB
Legal Phase	4A
Legal Lot Number	53
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1216 DELTA LN, COVINGTON, LA 70433-7276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK
Dec 27, 2018	Deed of Trust, Mortgage · ARM HANCOCK WHITNEY BANK
May 31, 2018	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Deed Document Number	2112500
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1216 DELTA LN, COVINGTON, LA 70433-7276
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002377587
Date	Jul 7, 2023
Instrument	2377587

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1216 DELTA LN, COVINGTON, LA 70433-7276
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140917
Date	Dec 27, 2018
Instrument	2140917

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.3%
Index	LIBOR

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 31, 2018
Property Address	1216 DELTA LN, COVINGTON, LA 70433-7276
Document Number	0002112500
Map Reference	MAP 5728
Instrument Date	May 25, 2018
Instrument	2112500
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COUSHATTA CIR, MADISONVILLE, LA 70447-3721

Mortgage

Document Number	0002112501
Date	May 31, 2018
Instrument	2112501

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,033.00 (-2.43%) Homeowner's exemption	$59,207 (-) Land $7,500 Building $51,707	$592,069 (-) Land $75,000 Building $517,069
2024	$6,183.00 (+2.88%) Homeowner's exemption	$59,207 (+9.92%) Land $7,500 Building $51,707	$592,069 (+9.92%) Land $75,000 Building $517,069
2023	$6,010.00 Homeowner's exemption	$53,864 (-) Land $6,000 Building $47,864	$538,640 (-) Land $60,000 Building $478,640
2022	$6,010.00 Homeowner's exemption	$53,864 Land $6,000 Building $47,864	$538,640 Land $60,000 Building $478,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 75% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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