1196 Delta Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1196 Delta Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,692 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$548,000 (Mar 2021)
Tax Bill	$5,646 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2021 Sale & Mortgage
APN	`104-819-1542`

Property Details

APN / Parcel Number

Primary APN	`104-819-1542`
Alternative APN	`13503`

Interior

Building Area	2,692 sqft Living Area

Exterior

Year Built	Built 2021
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1196 DELTA LN
City	COVINGTON
State	LA
Zip	70433-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 RIVER CLUB PH 4A SECS 47 49 7 11 CB 573 85 CB 1197 867 INST NO 1350751 INST NO 1350844 INST NO 1368825 INST NO 1496651
Legal Subdivision	RIVER CLUB
Legal Phase	4A
Legal Lot Number	58
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1196 DELTA LN, COVINGTON, LA 70433-7267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage RESOURCE BANK
Mar 15, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	2258114
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1196 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002127449
Date	Sep 10, 2018
Instrument	2127449

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 15, 2021
Property Address	1196 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002258114
Map Reference	MAP 5728
Instrument Date	Mar 12, 2021
Instrument	2258114
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	ALLEGIANCE TITLE & LAND SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 BEAU SOLEIL PL, MANDEVILLE, LA 70471-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002258119
Date	Mar 15, 2021
Instrument	2258119

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,646.00 (-2.4%) Homeowner's exemption	$55,886 (-) Land $7,500 Building $48,386	$558,863 (-) Land $75,000 Building $483,863
2024	$5,785.00 (+10.09%) Homeowner's exemption	$55,886 (+16.32%) Land $7,500 Building $48,386	$558,863 (+16.32%) Land $75,000 Building $483,863
2023	$5,255.00 Homeowner's exemption	$48,044 (-) Land $6,000 Building $42,044	$480,436 (-) Land $60,000 Building $420,436
2022	$5,255.00 Homeowner's exemption	$48,044 Land $6,000 Building $42,044	$480,436 Land $60,000 Building $420,436

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 75% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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