1216 Cypress Ln, Elgin, OK 73538 Property Records

Comanche County property record for 1216 Cypress Ln, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,347 sqft · built 2007
Lot Size	1.05 acres (45,977 sqft)
Owner	2 Individual Names on File
Last Sale	$295,500 (May 2021)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-29-3-50600-002-0005`

Property Details

APN / Parcel Number

Primary APN	`04N10W-29-3-50600-002-0005`
Alternative APNs	`050600-0020005-00000` `160089535` `89535`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,347 sqft Living Area
1st Floor Area	2,347 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	45,977 sqft (1.05 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89535
Street Address	1216 CYPRESS LN
City	ELGIN
State	OK
Zip	73538-3788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMALLWOOD ACRES BLK 2 LOT 5
Legal Range	10W
Legal Township	04N
Legal Section	29
Legal Subdivision	SMALLWOOD ACRES
Legal Block	2
Legal Lot Number	5
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2043
Census Tract	2101

Owner

1216 Cypress Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Comanche County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1216 CYPRESS LN, ELGIN, OK 73538-3788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 14, 2018	Joint Tenancy Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	20217977
Deed Book / Page	8752 / 1
Prior Transfer Date	Jun 6, 2018
Prior Transfer Doc	008060/268
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 7, 2021
Property Address	1216 CYPRESS LN, ELGIN, OK 73538-3788
Document Number	8752/1
Book / Page	8752 / 1
Instrument Date	May 7, 2021
Instrument	2021-007977
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 CYPRESS LN, ELGIN, OK 73538-3788

Mortgage

Document Number	2021007978
Date	May 7, 2021
Instrument	2021-007978

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2018: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	COMANCHE OK
Recording Date	Jun 14, 2018
Property Address	1216 CYPRESS LN, ELGIN, OK 73538-3788
Document Number	008060/268
Book / Page	8060 / 268
Instrument Date	Jun 6, 2018
Instrument	2018-008751
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 CYPRESS LN, ELGIN, OK 73538-3788

Mortgage

Document Number	2018008752
Date	Jun 14, 2018
Instrument	2018-008752

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1216 Cypress Ln was $3,636.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,086 (+3.18%) Land $6,750 Building $30,336	$329,657 (-) Land $60,000 Building $269,657
2025	$3,636.00	$35,942 (+2.2%) Land $6,102 Building $29,840	$329,657 (+5.45%) Land $60,000 Building $269,657
2024	$3,636.00 (+6.78%)	$35,169 (+7.88%) Land $6,750 Building $28,419	$312,615 (+7.88%) Land $60,000 Building $252,615
2023	$3,405.00	$32,600 Land $3,600 Building $29,000	$289,782 Land $32,000 Building $257,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1216 Cypress Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1216 Cypress Ln is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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