1205 Cypress Ln, Elgin, OK 73538 Property Records

Comanche County property record for 1205 Cypress Ln, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 2012
Lot Size	1.05 acres (45,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,500 (Nov 2020)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04N10W-29-3-50600-003-0002`

Property Details

APN / Parcel Number

Primary APN	`04N10W-29-3-50600-003-0002`
Alternative APNs	`050600-0030002-00000` `160089538` `89538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	45,992 sqft (1.05 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89538
Street Address	1205 CYPRESS LN
City	ELGIN
State	OK
Zip	73538-3789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMALLWOOD ACRES BLK 3 LOT 2
Legal Range	10W
Legal Township	04N
Legal Section	29
Legal Subdivision	SMALLWOOD ACRES
Legal Block	3
Legal Lot Number	2
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2027
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PSC 467 BOX 445, APO, AE 09096-0005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 14, 2017	Warranty Deed, Transfer KT TITLE SERVICES, OKF TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	202016549
Deed Book / Page	8603 / 115
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Nov 4, 2020
Property Address	1205 CYPRESS LN, ELGIN, OK 73538-3789
Document Number	008603/115
Book / Page	8603 / 115
Instrument Date	Nov 2, 2020
Instrument	2020-016549
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1205 CYPRESS LN, ELGIN, OK 73538-3789

Mortgage

Document Number	2020016551
Date	Nov 4, 2020
Instrument	2020-016551

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jun 14, 2017
Property Address	1205 CYPRESS LN, ELGIN, OK 73538-3789
Document Number	007842/136
Book / Page	7842 / 136
Instrument Date	May 31, 2017
Instrument	2017-008982
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	KT TITLE SERVICES, OKF TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,754 (+5%) Land $5,417 Building $33,337	$344,478 (-3.32%) Land $48,153 Building $296,325
2025	$3,734.00	$36,909 (-) Land $4,951 Building $31,958	$356,325 (+4.92%) Land $60,000 Building $296,325
2024	$3,734.00 (+6.78%)	$36,909 (+10.25%) Land $5,886 Building $31,023	$339,606 (+3.27%) Land $60,000 Building $279,606
2023	$3,497.00	$33,477 Land $3,600 Building $29,877	$328,853 Land $32,000 Building $296,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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