1216 Cedar Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1216 Cedar Ave, Albert Lea, MN 56007

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,860 sqft · built 1998
Lot Size	0.057 acres (2,487 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2018)
Tax Bill	$7,372 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.365.0030`

Property Details

APN / Parcel Number

Primary APN	`34.365.0030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,874 sqft
Basement Area	1,524 sqft
Finished Basement	1,524 sqft
Unfinished Basement	1,860 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,487 sqft (0.057 acres)
Garage Type	Attached
Garage Area	572 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	101 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1216 CEDAR AVE
City	ALBERT LEA
State	MN
Zip	56007-1526
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	OAKWOOD CONDOMINIUM LOT-003 UNIT 3 OAKWOOD CONDO CITY OF ALBERT LEA
Legal Subdivision	OAKWOOD CONDOMINIUM
Legal Lot Number	3
Legal Unit	3
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2018
Census Tract	180400

Owner

1216 Cedar Ave, a townhouse, is owned and occupied by an individual who bought it in November 2018.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1216 CEDAR AVE, ALBERT LEA, MN 56007-1526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Nov 30, 2018	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2018V899755
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1216 CEDAR AVE, ALBERT LEA, MN 56007-1526
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A543044
Date	Jun 22, 2020
Instrument	A543044

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 30, 2018
Property Address	1216 CEDAR AVE, ALBERT LEA, MN 56007-1526
Document Number	0CRV899755
Instrument Date	Nov 30, 2018
Instrument	CRV899755
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 W SILVER SPRING PL, 950, ORO VALLEY, AZ 85755-6548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 CEDAR AVE, ALBERT LEA, MN 56007-1526
Investor	Possibly a Property Investor

Mortgage

Document Number	000A535373
Date	Dec 3, 2018
Instrument	A535373

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1216 Cedar Ave was $7,372 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,372.00 Homeowner's exemption	$486,400 Land $28,900 Building $457,500	$486,400 Land $28,900 Building $457,500
2025	$7,372.00
2023	$5,720.00	$426,600 Land $28,900 Building $397,700	$426,600 Land $28,900 Building $397,700
2020	$5,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1216 Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1216 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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