Freeborn County property record for 1203 Cedar Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,279 sqft · built 1942 |
| Lot Size | 0.264 acres (11,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,428 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.103.0310 |
| Primary APN | 34.103.0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 633 sqft |
| Basement Area | 583 sqft |
| Unfinished Basement | 583 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,534 sqft (0.264 acres) |
| Lot Dimensions | 210 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Deck Area | 775 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1203 CEDAR AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW PARK ADDITION LOT-004 BLOCK-002 LOT 4 LESS N 60 FT BLK 2 ALSO N 10 FT OF LOT 2 BLK 2 FAIRVIEW PARK ADDITION |
| Legal Subdivision | FAIRVIEW PARK ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 180400 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1203 CEDAR AVE, ALBERT LEA, MN 56007-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1203 CEDAR AVE, ALBERT LEA, MN 56007-1527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | A551757 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | A551757 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1203 CEDAR AVE, ALBERT LEA, MN 56007-1527 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | A537138 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | A537138 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,428.00 Homeowner's exemption | $179,000 (+26.06%) Land $22,200 Building $156,800 | $179,000 (+26.06%) Land $22,200 Building $156,800 |
| 2025 | $2,428.00 (+33.85%) | ||
| 2023 | $1,814.00 (+59.68%) Homeowner's exemption | $142,000 Land $22,200 Building $119,800 | $142,000 Land $22,200 Building $119,800 |
| 2020 | $1,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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