12159 Cove Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12159 Cove Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2004
Square Footage	1,980 sqft Total Area
Lot Size	37,559 sqft (0.862 acres)
Occupancy	Owner Occupied
Last Sale	$21,000 (2002)
Tax Bill	$3,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-007451`
Alternative APN	`007451`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,980 sqft Total Area
Basement Area	1,134 sqft Basement
Finished Basement	1,134 sqft Finished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,559 sqft (0.862 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	280 sqft Shed
Porch	Slab
Porch Area	528 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	007451
Street Address	12159 COVE RD
City	CLEAR SPRING
State	MD
Zip	21722-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 0.86 ACRES 12159 COVE RD CLEAR SPRING
Legal Subdivision	CLEAR SPRING
Jurisdiction	WASHINGTON MD
Township / Civil Division	15, INDIAN SPRING
Census Block Group	1
Census Block	1071
Census Tract	10600

Owner

Source: Washington County records · APN 15-007451

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12159 COVE RD, CLEAR SPRING, MD 21722-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2002 · Amount on Record
Deed Sale	Nov 07, 2002 · Amount on Record
Deed Document Number	20023995
Deed Book / Page	1863 / 173
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12159 COVE RD, CLEAR SPRING, MD 21722-1619
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067550330
Date	Sep 13, 2021
Book Page	6755/330

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,200 (+18.49%) Land $60,000 Building $364,200	$424,200 (-) Land $60,000 Building $364,200
2025	$3,767.00 (+60.57%) Homeowner's exemption	$358,000 (+58.69%)	$424,200 (+88.03%) Land $60,000 Building $364,200
2023	$2,346.00	$225,600 Land $60,000 Building $165,600	$225,600 Land $60,000 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.