Washington County property record for 12114 Cove Rd, Clear Spring, MD 21722
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,970 sqft · built 2010 |
| Lot Size | 11.2 acres (489,614 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,351 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-016531 |
| Primary APN | 15-016531 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,970 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 489,614 sqft (11.2 acres) |
| Porch | Slab |
| Porch Area | 1,188 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 016531 |
|---|---|
| Street Address | 12114 COVE RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | EC |
| Legal Description | LOT 2 11.24 ACRES 12114 COVE ROAD |
| Legal Subdivision | STANLEY STOTTLEMYER |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 15, INDIAN SPRING |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12114 COVE RD, CLEAR SPRING, MD 21722-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2008 |
| Deed Sale | Dec 8, 2008 |
| Deed Document Number | 20081714 |
| Deed Book / Page | 3574 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12114 COVE RD, CLEAR SPRING, MD 21722-1618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMRO |
| Name | Verified Name |
|---|
| Document Number | 0064840074 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 6484/74 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Oct 1, 2040 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,351.00 (+5.48%) Homeowner's exemption | $580,400 (+15.05%) Land $66,900 Building $513,500 | $580,400 (-) Land $66,900 Building $513,500 |
| 2025 | $4,125.00 (+5.47%) Homeowner's exemption | $504,467 (+43.07%) | $580,400 (+64.61%) Land $66,900 Building $513,500 |
| 2024 | $3,911.00 (+6.65%) | ||
| 2023 | $3,667.00 Homeowner's exemption | $352,600 Land $66,900 Building $285,700 | $352,600 Land $66,900 Building $285,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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