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12157 Shellnut Ave, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 12157 Shellnut Ave, Port Charlotte, FL 33981

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,451 sqft · built 2023
Lot Size0.231 acres (10,040 sqft)
OwnerIndividual Name on File
Last Sale$343,900 (Aug 2025)
Tax Bill$3,487 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402131328004

Property Details

APN / Parcel Number

Primary APN402131328004
Alternative APNs
  • 00596520001006
  • 10004553695

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,451 sqft Living Area
Gross Area1,911 sqft
1st Floor Area1,451 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area10,040 sqft (0.231 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area527 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00596520001006
Street Address12157 SHELLNUT AVE
CityPORT CHARLOTTE
StateFL
Zip33981-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPORT CHARLOTTE SEC56 BLK1828 LT 17 519/614 DC2455/437-JB 2455/438 2512/924 2761/1512 4746/549 4900/2185
Legal Range21E
Legal Township40S
Legal Section31
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block1828
Legal Lot Number17
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1182
Census Tract30101

Owner

12157 Shellnut Ave is owned and occupied by an individual who bought it in August 2025.

Source: Charlotte County records, as of November 19, 2025

Owner of RecordIndividual Name on File
Mailing Address12157 SHELLNUT AVE, PORT CHARLOTTE, FL 33981-1922
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2025 · Amount on File
Deed SaleAug 25, 2025 · Amount on File
Prior SaleJul 28, 2005 · Amount on File
Deed Document Number20253560852
Prior Transfer DateJun 29, 2004
Prior Transfer Doc0025120924
Record UpdatedJun 8, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 25, 2025
Property Address12157 SHELLNUT AVE, PORT CHARLOTTE, FL 33981-1922
Document Number0003560852
Map ReferenceMB 5 PG 70A
Instrument DateAug 13, 2025
Instrument3560852
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyEMPOWER TITLE, EMPOWER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,407.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address12157 SHELLNUT AVE, PORT CHARLOTTE, FL 33981-1922

Mortgage

Document Number0003560853
DateAug 25, 2025
Instrument3560853
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 12157 Shellnut Ave was $3,487, down 19.2% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,487.00 (-19.21%)$228,217 (+0.38%) Land $17,000 Building $211,217$228,217 (-15.55%) Land $17,000 Building $211,217
2024$4,316.00 (+777.24%)$227,352 (+1,451.26%)$270,232 (+1,322.27%) Land $20,000 Building $250,232
2023$492.00 (+12.84%)$14,656 (+1%)$19,000 (+42.6%) Land $19,000
2022$436.00$13,324 Land $13,324$13,324 Land $13,324

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12157 Shellnut Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 334 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies334 in force
Nearby Flood Claims43 (2013–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 9 claims
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Ian, Sep 2022 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12157 Shellnut Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
CenturyLink
Fiber		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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