12154 Benson Rd, Mount Morris, MI 48458 Property Records

Genesee County property record for 12154 Benson Rd, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 900 sqft · built 1930
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2026)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-01-577-011`

Property Details

APN / Parcel Number

Primary APN	`57-01-577-011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	12154 BENSON RD
City	MOUNT MORRIS
State	MI
Zip	48458-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 12 & 13 PLAT OF CENTRAL PARK (82) FR 5700011012
Legal Subdivision	CENTRAL PARK
Legal Lot Number	12-13
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	1
Census Block	1022
Census Tract	12310

Owner

12154 Benson Rd is owned and occupied by an individual who bought it in September 2026.

Source: Genesee County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1036 E ELSTNER ST, MOUNT MORRIS, MI 48458-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer MASON BURGESS TITLE
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLG HOLDINGS INC
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage BLG HOLDINGS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	2026091652939
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 16, 2026
Property Address	12154 BENSON RD, MOUNT MORRIS, MI 48458-1463
Document Number	0000052939
Instrument Date	Sep 4, 2026
Instrument	2026091652939
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MASON BURGESS TITLE

Transaction

Amount	Amount on Record
Tax	$112,918.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 E ELSTNER ST, MOUNT MORRIS, MI 48458-2224

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 8, 2021
Property Address	12154 BENSON RD, MOUNT MORRIS, MI 48458-1463
Document Number	0000092866
Map Reference	LB 13 PG 11
Instrument Date	Nov 3, 2021
Instrument	202112080092866
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9386 REID RD, 9386, SWARTZ CREEK, MI 48473-7606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9386 REID RD, SWARTZ CREEK, MI 48473-7606

Mortgage

Document Number	0000092867
Date	Dec 8, 2021
Instrument	202112080092867

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12154 BENSON RD, MOUNT MORRIS, MI 48458-1463
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083961
Date	Dec 15, 2020
Instrument	202012150083961

Lender

Name	BLG HOLDINGS INC
Address	FLINT, MI 48532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 27, 2018
Property Address	12154 BENSON RD, MOUNT MORRIS, MI 48458-1463
Document Number	201812270104664
Map Reference	LB 13 PG 11
Instrument Date	Dec 19, 2018
Instrument	201812270104664
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12154 BENSON RD, 12154, MOUNT MORRIS, MI 48458-1463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 LINCOLN DR, FLINT, MI 48503-4718

Mortgage

Document Number	201812270104665
Date	Dec 27, 2018
Instrument	201812270104665

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12154 Benson Rd was $1,962 with a homeowner's exemption, up 2.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,500 (+23.27%) Land $2,000 Building $51,500	$107,000 (+23.27%) Land $4,000 Building $103,000
2025	$1,962.00 (+2.35%) Homeowner's exemption	$43,400	$86,800
2024	$1,917.00
2023		$38,300	$76,600
2021	$1,272.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12154 Benson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12154 Benson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Spectrum, Verizon.

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