12040 Benson Rd, Mount Morris, MI 48458 Property Records

Genesee County property record for 12040 Benson Rd, Mount Morris, MI 48458

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,202 sqft · built 1940
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2026)
Tax Bill$2,488 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN57-01-577-006

Property Details

APN / Parcel Number

Primary APN57-01-577-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,202 sqft Living Area
1st Floor Area839 sqft
Basement Area727 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions102 ft deep x 100 ft wide
Garage Area348 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12040 BENSON RD
CityMOUNT MORRIS
StateMI
Zip48458-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SF PUD
Legal DescriptionLOTS 6 AND 7 PLAT OF CENTRAL PARK
Legal SubdivisionCENTRAL PARK
Legal Lot Number6-7
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group1
Census Block1022
Census Tract12310

Owner

12040 Benson Rd is owned by an individual who bought it in July 2026.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address96 GLENN ST, FLUSHING, MI 48433-9211
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2026 · Amount on File
Deed SaleJul 31, 2026 · Amount on File
Prior SaleJul 23, 2024 · Amount on File
Deed Document Number202645305
Prior Transfer DateJan 15, 2013
Prior Transfer Doc0000119575
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJul 31, 2026
Property Address12040 BENSON RD, MOUNT MORRIS, MI 48458-1463
Document Number0000045305
Instrument DateJul 21, 2026
Instrument202645305
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$134,633.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045276,
DateJul 31, 2026
Instrument20263145276
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2051
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12040 Benson Rd was $2,488, up 127.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityMount Morris City
Unified School DistrictMount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,000 (+24.32%) Land $2,900 Building $43,100$92,000 (+24.32%) Land $5,800 Building $86,200
2025$2,488.00 (+127.63%)$37,000$74,000
2024$1,093.00
2023$32,600$65,200
2021$988.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12040 Benson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12040 Benson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT MORRIS
serves 3,086 people · EPA ID MI0004520
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Spectrum, Verizon.

Nearby Properties on Benson Rd

Nearby Streets

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