1215 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 1215 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,339 sqft · built 1924
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$1,860,000 (Jun 2022)
Tax Bill	$20,852 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-190-022`

Property Details

APN / Parcel Number

Primary APN	`031-190-022`
Alternative APN	`03119022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,339 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1215 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CASITAS TR LOT 4 BLK 2
Legal Subdivision	CASITAS
Legal Block	2
Legal Lot Number	4
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	5
Census Block	5003
Census Tract	600

Owner

1215 E Cota St is owned by two individuals who bought it in June 2022.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 WARWICK AVE, OAKLAND, CA 94610-3326
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 28, 2021	Intrafamily Transfer, Transfer
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME APPROVALS DIRECT INC
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Jul 30, 2010 · Amount on File
Deed Document Number	202229703
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000047842
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 24, 2022
Property Address	1215 E COTA ST, SANTA BARBARA, CA 93103-2520
Document Number	0000029703
Map Reference	MB 9 PG 90
Instrument Date	Jun 16, 2022
Instrument	2022-0029703
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 WARWICK AVE, OAKLAND, CA 94610-3326

Mortgage

Document Number	0000029704
Date	Jun 24, 2022
Instrument	2022-0029704

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1215 E COTA ST, SANTA BARBARA, CA 93103-2520
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 HILLCREST RD, SANTA BARBARA, CA 93103-1846

Mortgage

Document Number	0000063104
Date	Sep 3, 2021
Instrument	2021-0063104

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 28, 2021
Property Address	1215 E COTA ST, SANTA BARBARA, CA 93103-2520
Document Number	0000047842
Map Reference	MB 9 PG 90
Instrument Date	Jun 15, 2021
Instrument	2021-0047842
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1835 HILLCREST RD, SANTA BARBARA, CA 93103-1846

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1215 E COTA ST, SANTA BARBARA, CA 93103-2520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056816
Date	Nov 28, 2017
Instrument	2017-0056816

Lender

Name	HOME APPROVALS DIRECT INC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1215 E COTA ST, SANTA BARBARA, CA 93103-2520
Document Number	0000013693
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 HILLCREST RD SANTA BARBARA CA 931031846, SANTA BARBARA, CA 93103-1846

Mortgage

Document Number	0000013693
Date	Mar 18, 2020
Instrument	13693

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025-3312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 17, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1215 E Cota St was $20,852.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,013,322 (+2%) Land $1,082,432 Building $930,890
2025	$20,852.00	$1,973,846 Land $1,061,208 Building $912,638
2023	$18,746.00 (+142.89%)	$1,767,000 Land $950,000 Building $817,000
2022	$7,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1215 E Cota St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1978–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1215 E Cota St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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