1165 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 1165 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 1,044 sqft · built 1922
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2022)
Tax Bill	$7,385 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031-190-051`

Property Details

APN / Parcel Number

Primary APN	`031-190-051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	1165 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-2518
Property Category	Other
Property Type	Other > Miscellaneous
Legal Subdivision	CASITAS TRACT
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	5
Census Block	5003
Census Tract	600

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 E LANCASTER AVE, C2, WAYNE, PA 19087-4152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Apr 8, 2022	Grant Deed, Transfer · Line of Credit MIDFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	202217496
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1165 E COTA ST, SANTA BARBARA, CA 93103
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E LANCASTER AVE C2, C2, WAYNE, PA 19087-4152

Mortgage

Document Number	0000027688
Date	Jun 9, 2022
Instrument	2022-0027688

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 8, 2022
Property Address	1165 E COTA ST, SANTA BARBARA, CA 93103
Document Number	0000017496
Map Reference	MB 67 PG 17-20
Instrument Date	Mar 10, 2022
Instrument	2022-0017496
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 E LANCASTER AVE UNIT C2, C2, WAYNE, PA 19087-4152

Mortgage

Document Number	0000017497
Date	Apr 8, 2022
Instrument	2022-0017497

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,920 (+2.86%) Land $391,666 Building $331,254
2025	$7,385.00 (+52.74%)	$702,796 (+115.25%) Land $405,253 Building $297,543
2024	$4,835.00 (+39.34%)
2023	$3,470.00 (-26.34%)	$326,507 Land $198,368 Building $128,139
2022	$4,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1978–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

Nearby Properties on E Cota St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures