1215 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1215 Bluff St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,122 sqft · built 1965
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$204,750 (Aug 2022)
Tax Bill	$952 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R015455`

Property Details

APN / Parcel Number

Primary APN	`R015455`
Alternative APN	`345724416011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,122 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R015455
Street Address	1215 BLUFF ST
City	DELTA
State	CO
Zip	81416-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1215 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 4 LOT: 7 AND:- LOT: 8 TOTAL 0.17 AC +- HILLMANS SUBD DELTA BLOCK 4 LTS 7 & 8 SEC 24 T15S R96W 6PM BK 449 PG 1563 (R-355584) BK 543 PG 888 BK 545 PG 2 BK 679 PG 701 BK 7
Legal Subdivision	HILLMANS SUB DE
Legal Block	4
Legal Lot Number	7
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2082
Census Tract	965100

Owner

1215 Bluff St is owned by two individuals who bought it in August 2022.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1100 E 16TH ST, DELTA, CO 81416-2710
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Intrafamily Transfer, Transfer LAND TITLE GUARANTEE
Aug 31, 2022	Personal Representative Deed, Transfer LAND TITLE GUARANTEE
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	May 4, 1999 · Amount on File
Deed Document Number	2022741842
Prior Transfer Date	Aug 30, 2022
Prior Transfer Doc	0000741843
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Aug 31, 2022
Property Address	1215 BLUFF ST, DELTA, CO 81416-2134
Document Number	0000741843
Instrument Date	Aug 31, 2022
Instrument	741843
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1100 E 16TH ST, DELTA, CO 81416-2710

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DELTA CO
Recording Date	Aug 31, 2022
Property Address	1215 BLUFF ST, DELTA, CO 81416-2134
Document Number	0000741842
Instrument Date	Aug 30, 2022
Instrument	741842
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$20.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 S GRAND MESA DR, CEDAREDGE, CO 81413-4220

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1215 BLUFF ST, DELTA, CO 81416-2134
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 699012
Date	Oct 23, 2017
Instrument	699012

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1215 Bluff St was $952, up 39.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00 (+39.18%)	$13,989 (+35.26%) Land $3,125 Building $10,864	$223,822 Land $50,000 Building $173,822
2024	$684.00 (+4.75%)	$10,342 (+0.71%) Land $2,470 Building $7,872
2023	$653.00 (+3.32%)	$10,269 (+4.82%) Land $2,465 Building $7,804	$154,357 (+9.51%) Land $36,865 Building $117,492
2022	$632.00	$9,797 Land $3,128 Building $6,669	$140,955 Land $45,000 Building $95,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1215 Bluff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1215 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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