1201 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1201 Bluff St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Aug 2018)
Tax Bill	$914 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R015445`

Property Details

APN / Parcel Number

Primary APN	`R015445`
Alternative APN	`345724416001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,683 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R015445
Street Address	1201 BLUFF ST
City	DELTA
State	CO
Zip	81416-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1201 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 4 LOT: 1 THRU:- LOT: 3 TOTAL AC 0.26+- HILLMANS SUBD DELTA BLOCK 4LOT 1- 3 SEC 24 T15S R96W 6PM BK 398 PG 455 BK 403 PG 216 R-689473-LT R-689625 R-705431
Legal Subdivision	HILLMANS SUB DE
Legal Block	4
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2082
Census Tract	965100

Owner

1201 Bluff St is owned and occupied by an individual who bought it in August 2018.

Source: Delta County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1201 BLUFF ST, DELTA, CO 81416-2105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Aug 22, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Aug 26, 2016 · Amount on File
Deed Document Number	2018705431
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Recording Date	May 18, 2026
Property Address	1201 BLUFF ST, DELTA, CO 81416-2105
Document Number	0000767781
Instrument Date	May 11, 2026
Instrument	2026767781
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 BLUFF ST, DELTA, CO 81416-2105

Mortgage

Document Number	0000767781,
Date	May 18, 2026
Instrument	2026767781

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 22, 2018
Property Address	1201 BLUFF ST, DELTA, CO 81416-2105
Document Number	0000705431
Instrument Date	Aug 17, 2018
Instrument	705431
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 BLUFF ST, DELTA, CO 81416-2105

Mortgage

Document Number	0000705432
Date	Aug 22, 2018
Instrument	705432

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	705433
Date	Aug 22, 2018
Instrument	705433

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1201 Bluff St was $914, up 28.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00 (+28.19%)	$13,443 (+24.7%) Land $3,125 Building $10,318	$215,085 Land $50,000 Building $165,085
2024	$713.00 (+3.94%)	$10,780 (-) Land $2,497 Building $8,283
2023	$686.00 (+1.33%)	$10,780 (+2.74%) Land $2,497 Building $8,283	$160,890 (+6.58%) Land $37,262 Building $123,628
2022	$677.00	$10,492 Land $3,128 Building $7,364	$150,956 Land $45,000 Building $105,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1201 Bluff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1201 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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