Montgomery County property record for 12146 Skip Jack Dr, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,152 sqft · built 1989 |
| Lot Size | 0.04 acres (1,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,000 (Mar 2017) |
| Tax Bill | $4,386 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02760362 |
| Primary APN | 09-02760362 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,725 sqft (0.04 acres) |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02760362 |
|---|---|
| Street Address | 12146 SKIP JACK DR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2569 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD9 |
| Legal Description | GUNNERS LAKE VILLAGE |
| Legal Subdivision | GUNNERS LAKE VILLAGE |
| Legal Block | D |
| Legal Lot Number | 412 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700819 |
Source: Montgomery County records · APN 09-02760362
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12146 SKIP JACK DR, GERMANTOWN, MD 20874-2569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 31, 2017 | Warranty Deed, Transfer · FHA Mortgage GOLDWATOR BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Jul 12, 2007 · Amount on Record |
| Deed Book / Page | 54056 / 301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12146 SKIP JACK DR, GERMANTOWN, MD 20874-2569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 12146 SKIP JACK DR, GERMANTOWN, MD 20874-2569 |
| Document Number | 0618140382 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 61814/382 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 31, 2017 |
| Property Address | 12146 SKIP JACK DR, GERMANTOWN, MD 20874-2569 |
| Document Number | 0540560301 |
| Book / Page | 54056 / 301 |
| Map Reference | MB147 PL1680 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | COMMUNITY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14148 SKIP JACK DR, 14148, GERMANTOWN, MD 20874 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5315 RANDOLPH RD APT 5, 5, ROCKVILLE, MD 20852-2125 |
| Document Number | 0540560307 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 54056/307 |
| Name | GOLDWATOR BANK NA |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,200 (+5.85%) Land $120,000 Building $243,200 | $363,200 (-) Land $120,000 Building $243,200 | |
| 2025 | $4,386.00 (+22.99%) | $343,133 (+13.25%) | $363,200 (+19.87%) Land $120,000 Building $243,200 |
| 2023 | $303,000 Land $120,000 Building $183,000 | $303,000 Land $120,000 Building $183,000 | |
| 2022 | $3,566.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 352 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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