12138 Skip Jack Dr, Germantown, MD 20874 Property Records

Montgomery County property record for 12138 Skip Jack Dr, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,152 sqft · built 1989
Lot Size	0.039 acres (1,692 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2008)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02760407`

Property Details

APN / Parcel Number

Primary APN	`09-02760407`
Alternative APN	`02760407`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,692 sqft (0.039 acres)
Porch	Open Porch
Porch Area	32 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02760407
Street Address	12138 SKIP JACK DR
City	GERMANTOWN
State	MD
Zip	20874-2569
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD9
Legal Description	GUNNERS LAKE VILLAGE
Legal Subdivision	GUNNERS LAKE VILLAGE
Legal Block	D
Legal Lot Number	416
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	700819

Owner

Source: Montgomery County records · APN 09-02760407

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12138 SKIP JACK DR, GERMANTOWN, MD 20874-2569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2008 · Amount on Record
Deed Sale	Oct 21, 2008 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	2008123026
Last Transfer Date	Oct 04, 2010
Transfer Doc	0000168156
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12138 SKIP JACK DR, GERMANTOWN, MD 20874-2569
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12138 SKIP JACK DR, GERMANTOWN, MD 20874-2569

Mortgage

Document Number	0625220052
Date	Apr 12, 2021
Book Page	62522/52

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,900 (+5.55%) Land $120,000 Building $213,900	$333,900 (-) Land $120,000 Building $213,900
2025	$3,385.00 (+28.07%)	$316,333 (+12.49%)	$333,900 (+18.74%) Land $120,000 Building $213,900
2023		$281,200 (+3.18%) Land $120,000 Building $161,200	$281,200 (-) Land $120,000 Building $161,200
2022	$2,643.00	$272,533	$281,200 Land $120,000 Building $161,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.