12145 Stirrup Rd, Reston, VA 20191 Property Records

Fairfax County property record for 12145 Stirrup Rd, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,768 sqft · built 1966
Lot Size	0.327 acres (14,281 sqft)
Owner	Individual Name on File
Last Sale	$905,000 (Feb 2026)
Tax Bill	$11,576 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-3-03-0037`

Property Details

APN / Parcel Number

Primary APN	`026-3-03-0037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Basement Area	444 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	14,281 sqft (0.327 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	397 sqft
Patio Area	600 sqft
Balcony	Balcony
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0263 03 0037
Street Address	12145 STIRRUP RD
City	RESTON
State	VA
Zip	20191-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC(GENERAL COMBINATION D
Legal Description	RESTON LT 37 SEC 2
Legal Subdivision	RESTON L
Legal Lot Number	37
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	2
Census Block	2008
Census Tract	481400

Owner

12145 Stirrup Rd is owned and occupied by an individual who bought it in February 2026.

Source: Fairfax County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12145 STIRRUP RD, RESTON, VA 20191-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXTMARK FCU
Feb 13, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	May 22, 2012 · Amount on File
Deed Document Number	2026008562.001
Deed Book / Page	28612 / 1675
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12145 STIRRUP RD, RESTON, VA 20191-2103
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021205001
Date	Mar 10, 2022
Book Page	27581/1910
Instrument	2022021205.001

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Feb 13, 2026
Property Address	12145 STIRRUP RD, RESTON, VA 20191-2103
Document Number	0008562001
Book / Page	28612 / 1675
Map Reference	MB 2499 PG 339
Instrument Date	Feb 10, 2026
Instrument	2026008562.001
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VS TITLE, KVS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12145 STIRRUP RD, RESTON, VA 20191-2103

Mortgage

Document Number	0286121677
Date	Feb 13, 2026
Instrument	28612/1677

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12145 STIRRUP RD, RESTON, VA 20191-2103
Document Number	2020063983001
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12145 STIRRUP RD RESTON VA 201912103, RESTON, VA 20191-2103

Mortgage

Document Number	2020063983001
Date	Jul 1, 2020
Book Page	026330/000649
Instrument	63983001

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company
Address	MCLEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12145 Stirrup Rd was $11,576.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,576.00	$962,330 Land $322,000 Building $640,330	$962,330 Land $322,000 Building $640,330
2023	$10,249.00	$871,900 Land $302,000 Building $569,900	$871,900 Land $302,000 Building $569,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12145 Stirrup Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12145 Stirrup Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications.

Nearby Properties on Stirrup Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures