12142 Stirrup Rd, Reston, VA 20191 Property Records

Fairfax County property record for 12142 Stirrup Rd, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,650 sqft · built 1966
Lot Size	0.384 acres (16,738 sqft)
Owner	Individual Name on Record
Last Sale	$895,000 (Jan 2024)
Tax Bill	$10,829 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0263-03-0033`

Property Details

APN / Parcel Number

Primary APN	`0263-03-0033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,430 sqft
Basement Area	780 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	16,738 sqft (0.384 acres)
View / Lot	Park Land

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	352 sqft
Patio Area	352 sqft
Balcony Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12142 STIRRUP RD
City	RESTON
State	VA
Zip	20191-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	370
Legal Description	RESTON LT 33 SEC 2
Legal Subdivision	RESTON
Legal Block	2
Legal Lot Number	33
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	2
Census Block	2008
Census Tract	481400

Owner

Source: Fairfax County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12142 STIRRUP RD, RESTON, VA 20191-2125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 17, 2024	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Feb 8, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Nov 2, 2004 · Amount on Record
Deed Document Number	20241918
Deed Book / Page	28059 / 307
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12142 STIRRUP RD, RESTON, VA 20191-2125
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12142 STIRRUP RD, RESTON, VA 20191-2125

Mortgage

Document Number	0018124001
Date	Mar 30, 2026
Book Page	28651/1
Instrument	2026018124.001

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jan 17, 2024
Property Address	12142 STIRRUP RD, RESTON, VA 20191-2125
Document Number	0001918001
Book / Page	28059 / 307
Map Reference	MB 2761 PG 415
Instrument Date	Jan 12, 2024
Instrument	2024001918.001
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	MBH SETTLEMENT GROUP LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12142 STIRRUP RD, RESTON, VA 20191-2125

Mortgage

Document Number	0028059310
Date	Jan 17, 2024
Instrument	28059/310

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12142 STIRRUP RD, RESTON, VA 20191-2125
Document Number	2018008231001
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12142 STIRRUP RD RESTON VA 201912125, RESTON, VA 20191-2125

Mortgage

Document Number	2018008231001
Date	Feb 13, 2018
Book Page	025325/001057
Instrument	8231001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,829.00 (+20.55%)	$900,190 (+23.98%) Land $323,000 Building $577,190	$900,190 (+23.98%) Land $323,000 Building $577,190
2024	$8,983.00 (+5.26%)
2023	$8,534.00	$726,050 Land $303,000 Building $423,050	$726,050 Land $303,000 Building $423,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications.

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