Mecklenburg County property record for 12143 James Jack Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 6,929 sqft · built 2012 |
| Lot Size | 0.528 acres (23,039 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Dec 2009) |
| Tax Bill | $15,006 (2023) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-103-14 |
| Primary APN | 223-103-14 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,929 sqft Heated Area |
| Gross Area | 8,659 sqft |
| 1st Floor Area | 3,549 sqft |
| Upper Floors Area | 3,380 sqft |
| Attic Area | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Lot Area | 23,039 sqft (0.528 acres) |
| Garage Area | 1,026 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 223-103-14 |
|---|---|
| Street Address | 12143 JAMES JACK LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1 |
| Legal Description | L646 M42-885 |
| Legal Subdivision | BALLANTYNE CC |
| Legal Lot Number | 646 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 5855 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10550 INDEPENDENCE POINTE PKWY STE 202, 202, MATTHEWS, NC 28105-2691 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 29, 2017 | Deed of Trust, Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2009 · Amount on Record |
| Deed Sale | Dec 7, 2009 · Amount on Record |
| Prior Sale | Nov 12, 2004 · Amount on Record |
| Deed Document Number | 0002527324 |
| Deed Book / Page | 25273 / 24 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12143 JAMES JACK LN, CHARLOTTE, NC 28277-3752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000123948 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 32115/889 |
| Instrument | 2017123948 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12143 JAMES JACK LN, CHARLOTTE, NC 28277-3752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132654 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 32160/685 |
| Instrument | 2017132654 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Google Fiber.
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