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12140 James Jack Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12140 James Jack Ln, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,170 sqft · built 2001
Lot Size0.548 acres (23,896 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Aug 2012)
Tax Bill$12,112 (2023)
Deeds & MortgagesMar 2023 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN223-103-18

Property Details

APN / Parcel Number

Primary APN223-103-18

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area5,170 sqft Heated Area
Gross Area6,120 sqft
1st Floor Area1,702 sqft
Upper Floors Area2,393 sqft
Attic Area1,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area23,896 sqft (0.548 acres)
Garage Area637 sqft

Exterior Amenities

Pool Area49 sqft
PorchPorch
Porch Area243 sqft
Patio Area399 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number223-103-18
Street Address12140 JAMES JACK LN
CityCHARLOTTE
StateNC
Zip28277-3752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1
Legal DescriptionL642 M30-843
Legal SubdivisionBALLANTYNE CC PH 12 MAP 01
Legal Lot Number642
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3012
Census Tract5855

Owner

12140 James Jack Ln is owned and occupied by an individual who bought it in August 2012.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12140 JAMES JACK LN, CHARLOTTE, NC 28277-3752
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED PREMIER FUNDING LLC
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED PREMIER FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2012 · Amount on File
Deed SaleAug 31, 2012 · Amount on File
Prior SaleJun 11, 2002 · Amount on File
Deed Document Number0027625155
Deed Book / Page27625 / 155
Record UpdatedJun 7, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12140 JAMES JACK LN, CHARLOTTE, NC 28277-3752
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12140 JAMES JACK LN, CHARLOTTE, NC 28277-3752

Mortgage

Document Number0000021160
DateMar 10, 2023
Book Page37982/431
Instrument2023021160
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueFeb 24, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12140 JAMES JACK LN, CHARLOTTE, NC 28277-3752
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185817
DateSep 28, 2021
Book Page36581/735
Instrument2021185817
Lender
NameUNITED PREMIER FUNDING LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12140 JAMES JACK LN, CHARLOTTE, NC 28277-3752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109823
DateJul 20, 2020
Book Page34824/112
Instrument2020109823
Lender
NameUNITED PREMIER FUNDING LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 12140 James Jack Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12140 James Jack Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: Google Fiber.

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