1214 S Duncan Rd, Champaign, IL 61821 Property Records

Champaign County property record for 1214 S Duncan Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,421 sqft · built 1964
Lot Size	0.149 acres (6,499 sqft)
Owner	Company Name on Record
Tax Bill	$4,157 (2024)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-305-012`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-305-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,421 sqft Building Perimeter
1st Floor Area	1,421 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1214 S DUNCAN RD
City	CHAMPAIGN
State	IL
Zip	61821-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 580 WELLERS HOLIDAY PARK 5TH SEC.
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	WELLERS HOLIDAY PARK 5TH SEC.
Legal Lot Number	580
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4004
Census Tract	1201

Owner

Source: Champaign County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 W CHESTNUT ST, BONDVILLE, IL 61815-3413
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage THE COMMISSIONER OF HOUSING AND URBAN DE
Apr 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 15, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2025
Transfer Doc	0000005928
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1214 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 S DUNCAN RD, CHAMPAIGN, IL 61821-4036

Mortgage

Document Number	0000007751
Date	Apr 5, 2021
Instrument	2021R07751

Lender

Name	THE COMMISSIONER OF HOUSING AND URBAN DE
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	777 Months
Due	Jan 28, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.73%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2021
Change Frequency	Monthly
Max Rate At Change	8.73%
Max Rate	8.73%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1214 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007750
Date	Apr 5, 2021
Instrument	2021R07750

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	777 Months
Due	Jan 28, 2086

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1214 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Document Number	0000021070
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 S DUNCAN RD CHAMPAIGN IL 618214036, CHAMPAIGN, IL 61821-4036

Mortgage

Document Number	0000021070
Date	Oct 13, 2020
Instrument	21070

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61824-1010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 12, 2030

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,490 (+33.56%) Land $11,060 Building $42,430	$160,470 (+33.56%) Land $33,180 Building $127,290
2024	$4,157.00 (+201.23%)
2022	$1,380.00 Homeowner's exemption Senior Citizen's exemption	$40,050 Land $8,280 Building $31,770	$120,150 Land $24,840 Building $95,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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