1208 S Duncan Rd, Champaign, IL 61821 Property Records

Champaign County property record for 1208 S Duncan Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,073 sqft · built 1965
Lot Size	0.145 acres (6,337 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jun 2026)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-305-005`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-305-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Building Perimeter
1st Floor Area	1,073 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,337 sqft (0.145 acres)
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1208 S DUNCAN RD
City	CHAMPAIGN
State	IL
Zip	61821-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 583 WELLERS HOLIDAY PARK 5TH SEC.
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	WELLERS HOLIDAY PARK 5TH SEC.
Legal Lot Number	583
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4004
Census Tract	1201

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1208 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage GUIDANCE RESIDENTIAL LLC
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jun 5, 2023 · Amount on Record
Deed Document Number	20268369
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1208 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015125
Date	Aug 15, 2022
Instrument	2022R15125

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 4, 2026
Property Address	1208 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Document Number	0000008369
Instrument Date	May 29, 2026
Instrument	20268369
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$26,967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1208 S DUNCAN RD, CHAMPAIGN, IL 61821-4036

Mortgage

Document Number	0000008370,
Date	Jun 4, 2026
Instrument	20268370

Lender

Name	GUIDANCE RESIDENTIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 5, 2023
Property Address	1208 S DUNCAN RD, CHAMPAIGN, IL 61821-4036
Document Number	0000007110
Map Reference	MB N PG 103
Instrument Date	May 30, 2023
Instrument	2023R07110
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 S DUNCAN RD, CHAMPAIGN, IL 61821-4036

Mortgage

Document Number	0000007111
Date	Jun 5, 2023
Instrument	2023R07111

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,328.00 (+10.16%)	$45,610 (+12.2%) Land $11,060 Building $34,550	$136,830 (+12.2%) Land $33,180 Building $103,650
2024	$3,021.00 (+8.01%)	$40,650 (+19.03%) Land $9,860 Building $30,790	$121,950 (+19.03%) Land $29,580 Building $92,370
2023	$2,797.00 (+8.08%)
2022	$2,588.00 Homeowner's exemption	$34,150 Land $8,280 Building $25,870	$102,450 Land $24,840 Building $77,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: AMG Technology Investment Group.

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