1214 Locust St, San Diego, CA 92106 Property Records

San Diego County property record for 1214 Locust St, San Diego, CA 92106

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1927
Lot Size0.57 acres (2,466 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Feb 2013)
Tax Bill$7,647 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN531-315-07-00

Property Details

APN / Parcel Number

Primary APN531-315-07-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area2,466 sqft (0.57 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1214 LOCUST ST
CitySAN DIEGO
StateCA
Zip92106-2628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-3-7
Legal DescriptionBLK 23 LOT 6 /EXC SW 50 FT/ TR 000305
Legal SubdivisionROSEVILLE
Legal Tract000305
Legal Block23
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2019
Census Tract21402

Owner

1214 Locust St is owned and occupied by an individual who bought it in February 2013.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1214 LOCUST ST, SAN DIEGO, CA 92106-2628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Jul 8, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2013 · Amount on File
Deed SaleFeb 28, 2013 · Amount on File
Deed Document Number2013132824
Prior Transfer DateJan 31, 1996
Prior Transfer Doc0000278646
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1214 LOCUST ST, SAN DIEGO, CA 92106-2628
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003574
DateJan 4, 2017
Instrument2017-0003574
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressOAK BROOK, IL 60523
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1214 LOCUST ST, SAN DIEGO, CA 92106-2628
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000267609
DateJul 8, 2019
Instrument2019-0267609
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJul 31, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1214 Locust St was $7,647.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$577,776 (+2%) Land $502,419 Building $75,357
2025$7,647.00$566,448 Land $492,568 Building $73,880
2023$6,703.00 (+2.73%)$544,454 Land $473,442 Building $71,012
2022$6,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1214 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1214 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: GeoLinks, Google Fiber, T-Mobile, Verizon.

Nearby Properties on Locust St

Nearby Streets

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