1174 Locust St, San Diego, CA 92106 Property Records

San Diego County property record for 1174 Locust St, San Diego, CA 92106

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,120 sqft · built 1979
Lot Size0.121 acres (5,283 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Aug 2019)
Tax Bill$8,199 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN531-316-07-02

Property Details

APN / Parcel Number

Primary APN531-316-07-02

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area5,283 sqft (0.121 acres)
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1174 LOCUST ST
CitySAN DIEGO
StateCA
Zip92106-2658
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-3-7
Legal DescriptionBLK 14 US 2 PER DOC78-390295 & UND INT IN LOT 7 TR 000305
Legal SubdivisionROSEVILLE
Legal Tract000305
Legal Block14
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2026
Census Tract21402

Owner

Source: San Diego County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address11006 GLENCREEK CIR, SAN DIEGO, CA 92131-2627
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 1, 2019Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleJan 28, 2011 · Amount on Record
Deed Document Number2019320255
Prior Transfer DateNov 29, 1993
Prior Transfer Doc0000811417
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1174 LOCUST ST, SAN DIEGO, CA 92106-2658
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1174 LOCUST ST, SAN DIEGO, CA 92106-2658

Mortgage

Document Number0000556943
DateSep 21, 2020
Instrument2020-0556943
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 1, 2019
Property Address1174 LOCUST ST, SAN DIEGO, CA 92106-2658
Document Number0000320255
Map ReferenceMAP 165
Instrument DateJul 13, 2019
Instrument2019-0320255
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 PORT OF SPAIN RD, CORONADO, CA 92118-3226

Mortgage

Document Number0000320256
DateAug 1, 2019
Instrument2019-0320256
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$630,262 (+2%) Land $514,659 Building $115,603
2025$8,199.00 (+12.22%) Homeowner's exemption$617,905 (+4.04%) Land $504,568 Building $113,337
2023$7,306.00 (+2.73%)$593,913 Land $484,976 Building $108,937
2022$7,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: GeoLinks, Google Fiber, T-Mobile, Verizon.

Nearby Properties on Locust St

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