1214 Cypress Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1214 Cypress Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1960
Lot Size	0.226 acres (9,840 sqft)
Owner	Individual Name on File
Last Sale	$94,900 (Mar 2012)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206520A000`

Property Details

APN / Parcel Number

Primary APN	`206520A000`
Alternative APN	`2-042D-4445-02-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	1,560 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,840 sqft (0.226 acres)
Lot Dimensions	80 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	206520A000
Street Address	1214 CYPRESS DR
City	O FALLON
State	MO
Zip	63366-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	TROPIC AIRE MEADOWS #1 BLK 2 LOT 9
Legal Subdivision	TROPIC AIRE MEADOWS #1
Legal Block	2
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4010
Census Tract	311802

Owner

1214 Cypress Dr is owned and occupied by an individual who acquired it in August 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1214 CYPRESS DR, O FALLON, MO 63366-1635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Affidavit, Transfer
Nov 14, 2022	Beneficiary Deed, Transfer
Mar 23, 2017	Deed of Trust, Mortgage · VA Mortgage INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2012 · Amount on File
Deed Sale	Mar 19, 2012 · Amount on File
Prior Sale	Aug 1, 2011
Deed Document Number	2012198260
Deed Book / Page	5744 / 1012
Last Transfer Date	Aug 29, 2022
Transfer Doc	0000061360
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST CHARLES MO
Recording Date	Apr 17, 2026
Property Address	1214 CYPRESS DR, O FALLON, MO 63366-1635
Document Number	0000017682
Instrument Date	Apr 16, 2026
Instrument	202617682
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 CYPRESS DR, O FALLON, MO 63366-1635

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 14, 2022
Property Address	1214 CYPRESS DR, O FALLON, MO 63366-1635
Document Number	0000061360
Map Reference	MB 7 PG 60
Instrument Date	Aug 29, 2022
Instrument	2022R-061360
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 CYPRESS DR, O FALLON, MO 63366-1635

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1214 CYPRESS DR, O FALLON, MO 63366-1635
Document Number	0067202132
Book / Page	006720 / 002132
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1214 CYPRESS DR O FALLON MO 633661635, O FALLON, MO 63366-1635

Mortgage

Document Number	0067202132
Date	Mar 31, 2017
Book Page	006720/002132
Instrument	193520

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1214 Cypress Dr was $3,047, up 1.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,275 (-)	$248,817 (-) Land $50,000 Building $198,817
2025	$3,047.00 (+1.16%)	$47,275	$248,817 Land $50,000 Building $198,817
2024	$3,012.00
2023		$45,387
2022			$238,877 Land $40,000 Building $198,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1214 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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