1205 Cypress Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1205 Cypress Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,224 sqft · built 1960
Lot Size	0.229 acres (9,960 sqft)
Owner	Company Name on File
Last Sale	$254,520 (Sep 2026)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206610A000`

Property Details

APN / Parcel Number

Primary APN	`206610A000`
Alternative APN	`2-042D-4445-03-0003.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,456 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	206610A000
Street Address	1205 CYPRESS DR
City	O FALLON
State	MO
Zip	63366-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	TROPIC AIRE MEADOWS #1 BLK 3 LOT 3
Legal Subdivision	TROPIC AIRE MEADOWS #1
Legal Block	3
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4005
Census Tract	311802

Owner

1205 Cypress Dr is owned by a company that bought it in September 2026.

Source: St. Charles County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1324 EAGLEWINDS CT, CHESTERFIELD, MO 63005-4495
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Line of Credit TRIAD BANK
Mar 26, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Deed Document Number	202645012
Prior Transfer Date	Jan 7, 2009
Prior Transfer Doc	0050951251
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 22, 2026
Property Address	1205 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0000045012
Instrument Date	Sep 21, 2026
Instrument	202645012
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1324 EAGLEWINDS CT, CHESTERFIELD, MO 63005-4495

Mortgage

Document Number	0000045013,
Date	Sep 22, 2026
Instrument	202645013

Lender

Name	TRIAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 26, 2020
Property Address	1205 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0072560741
Book / Page	007256 / 000741
Instrument Date	Mar 23, 2020
Instrument	186520
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	TITLE PARTNERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 CYPRESS DR O FALLON MO 633661634, O FALLON, MO 63366-1634

Mortgage

Document Number	72560743
Date	Mar 26, 2020
Book Page	007256/000743
Instrument	186530

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Cypress Dr was $3,169, up 5.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,194 (-)	$258,916 (-) Land $50,000 Building $208,916
2025	$3,169.00 (+5.6%)	$49,194	$258,916 Land $50,000 Building $208,916
2024	$3,001.00
2023		$45,215
2022			$237,972 Land $40,000 Building $197,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1205 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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