1214 5th St, Covington, IN 47932 Property Records

Fountain County property record for 1214 5th St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,135 sqft · built 1960
Lot Size	0.239 acres (10,428 sqft)
Owner	Individual Name on File
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018B082642604700`

Property Details

APN / Parcel Number

Primary APN	`018B082642604700`
Alternative APNs	`23-06-26-426-047.000-016` `00000992193` `0180025600`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2011
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	10,428 sqft (0.239 acres)
Lot Dimensions	132 ft deep x 79 ft wide
Garage Type	Mixed
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000992193
Street Address	1214 5TH ST
City	COVINGTON
State	IN
Zip	47932-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00256-00 VANCES 135 VANCES 13' SSD 136 MP B08-26-426-04700
Legal Subdivision	VANCES ADDITION
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	2
Census Block	2011
Census Tract	957800

Owner

1214 5th St is owned and occupied by an individual who acquired it in December 2018.

Source: Fountain County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1214 5TH ST, COVINGTON, IN 47932-1032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Dec 31, 2018	Warranty Deed, Transfer
Mar 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018
Deed Sale	Dec 31, 2018
Prior Sale	Mar 8, 2018
Deed Document Number	20182805
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	1214 5TH ST, COVINGTON, IN 47932-1032
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103617
Date	Dec 29, 2021
Instrument	202103617

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jul 7, 2022
Property Address	1214 5TH ST, COVINGTON, IN 47932-1032
Document Number	0202201671
Instrument Date	Jun 30, 2022
Instrument	202201671
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1214 5TH ST, COVINGTON, IN 47932-1032

Mortgage

Document Number	0202201672
Date	Jul 7, 2022
Instrument	202201672

Lender

Name	LAKE MICHIGAN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Dec 31, 2018
Property Address	1214 5TH ST, COVINGTON, IN 47932-1032
Document Number	0201802805
Instrument Date	Dec 28, 2018
Instrument	201802805
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214TH STREET, COVINGTON, IN 47932

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Mar 8, 2018
Property Address	1214 5TH ST, COVINGTON, IN 47932-1032
Document Number	0201800471
Instrument Date	Mar 2, 2018
Instrument	201800471
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 5TH ST, COVINGTON, IN 47932-1032
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1214 5th St was $1,214 with a homeowner's exemption, down 2.5% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (-2.49%) Homeowner's exemption	$158,600 Land $26,900 Building $131,700	$158,600 Land $26,900 Building $131,700
2024	$1,245.00 (-3.94%)
2023	$1,296.00 (+79.25%)	$137,200 (+46.42%) Land $22,000 Building $115,200	$137,200 (+46.42%) Land $22,000 Building $115,200
2022	$723.00	$93,700 Land $22,000 Building $71,700	$93,700 Land $22,000 Building $71,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1214 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

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