821 5th St, Covington, IN 47932 Property Records

Fountain County property record for 821 5th St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,224 sqft · built 1970
Lot Size	0.212 acres (9,239 sqft)
Owner	Trust Name on File
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B083522300100`

Property Details

APN / Parcel Number

Primary APN	`018B083522300100`
Alternative APNs	`23-06-35-223-001.000-016` `00000993096` `0180085300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	1,343 sqft
Unfinished Basement	1,343 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,239 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993096
Street Address	821 5TH ST
City	COVINGTON
State	IN
Zip	47932-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00853-00 R & H 207 & 208 & PT VAC ALLEY MP B08-35-223-00100
Legal Subdivision	COLMANS 2ND ADD
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	2
Census Block	2043
Census Tract	957800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

821 5th St is owner-occupied and held in a trust.

Source: Fountain County records, as of June 19, 2026

Owner of Record	Trust Name on File
Mailing Address	821 5TH ST, COVINGTON, IN 47932-1141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOUNTAIN IN
Recording Date	Jul 14, 2023
Property Address	821 5TH ST, COVINGTON, IN 47932-1141
Document Number	0202301550
Instrument Date	Jul 1, 2023
Instrument	202301550
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	821 5TH ST, COVINGTON, IN 47932-1141

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	821 5TH ST, COVINGTON, IN 47932-1141
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101533
Date	Jun 8, 2021
Instrument	202101533

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 821 5th St was $1,529 with a homeowner's exemption, down 2.8% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00 (-2.8%) Homeowner's exemption	$187,300 Land $31,500 Building $155,800	$187,300 Land $31,500 Building $155,800
2024	$1,573.00 (+22.7%)
2023	$1,282.00 (+3.05%)	$147,600 (+5.73%) Land $27,000 Building $120,600	$147,600 (+5.73%) Land $27,000 Building $120,600
2022	$1,244.00	$139,600 Land $27,000 Building $112,600	$139,600 Land $27,000 Building $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 821 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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