Charlevoix County property record for 12137 Cottage Ln, Charlevoix, MI 49720 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2005) |
| Tax Bill | $3,135.00 (2025) |
| Primary APN | 004-374-006-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 12137 COTTAGE LN |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-2080 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIT 6 OF THE ENCLAVE AS RECD L413 P829-871 CX CO R/D 12.5 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 13 |
| Legal Subdivision | THE ENCLAVE |
| Legal Unit | 6 |
| Jurisdiction | CHARLEVOIX MI |
| Minor Civil Division | CHARLEVOIX |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 400 |
Source: Charlevoix County records · APN 004-374-006-00
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12137 COTTAGE LN, CHARLEVOIX, MI 49720-2080 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2005 · Amount on Record |
| Deed Sale | Jun 03, 2005 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Charlevoix Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,500 (+3.38%) | $459,000 (+3.38%) | |
| 2025 | $3,135.00 (+1.46%) Homeowner's exemption | $222,000 (+50.3%) | $444,000 (+50.3%) |
| 2024 | $3,090.00 (+7.82%) | ||
| 2023 | $147,700 | $295,400 | |
| 2022 | $2,866.00 |
12137 Cottage Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Charlevoix County (26029C), updated September 15, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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