Charlevoix County property record for 12121 Cottage Ln, Charlevoix, MI 49720 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,174 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-374-008-00 |
| Primary APN | 004-374-008-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12121 COTTAGE LN |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-2080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 8 OF THE ENCLAVE AS RECD L 413 P 829-871 CX CO R/D 12.5 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 13 |
| Legal Subdivision | THE ENCLAVE |
| Legal Unit | 8 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 400 |
Source: Charlevoix County records · APN 004-374-008-00
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 RIVERSIDE DR, C604, COCOA, FL 32922-7859 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2005 |
| Deed Sale | Apr 29, 2005 |
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Charlevoix Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,400 (+3.36%) | $454,800 (+3.36%) | |
| 2025 | $6,174.00 (+2.13%) | $220,000 (+51.83%) | $440,000 (+51.83%) |
| 2024 | $6,045.00 (+9.51%) | ||
| 2023 | $144,900 | $289,800 | |
| 2022 | $5,520.00 |
Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures