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12135 Lizard Ln, Umatilla, FL 32784 Property Records

Lake County property record for 12135 Lizard Ln, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1995
Lot Size2.45 acres (106,722 sqft)
Owner2 Individual Names on Record
Tax Bill$3,979 (2024)
Deeds & MortgagesOct 2025 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-18-26-0003-000-00201

Property Details

APN / Parcel Number

Primary APN07-18-26-0003-000-00201
Alternative APN
  • 1185343

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2022
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeBlock
Roof MaterialShingle
Lot Area106,722 sqft (2.45 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area2,160 sqft
Utility Building864 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1185343
Street Address12135 LIZARD LN
CityUMATILLA
StateFL
Zip32784-7918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 330 FT OF W 1030 FT OF S 330 FT OF SW 1/4 OF SW 1/4 ORB 1000 PG 1371 ORB 5800 PG 876
Legal Range26E
Legal Township18S
Legal Section07
Legal SubdivisionACREAGE OR UNREC
Legal Tract3
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2019
Census Tract30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address4807 SW 91ST DR, GAINESVILLE, FL 32608-7183
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
INSIGHT CU

Assessor's Deed Record

Deed Names4 Names on Deed
Last Transfer DateOct 9, 2025
Transfer Doc0066120235
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateOct 9, 2025
Property Address12135 LIZARD LN, UMATILLA, FL 32784-7918
Document Number0066120235
Book / Page6612 / 235
Instrument DateOct 7, 2025
Instrument2025125158
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12135 LIZARD LN, UMATILLA, FL 32784-7918

Transferred To (Grantee/Buyer)

NameVerified Name
Address4807 SW 91ST DR, GAINESVILLE, FL 32608-7183

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 23, 2021
Property Address12135 LIZARD LN, UMATILLA, FL 32784-7918
Document Number0058000876
Book / Page5800 / 876
Instrument DateSep 15, 2021
Instrument2021131302
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12135 LIZARD LN, UMATILLA, FL 32784-7918

Mortgage

Document Number0058000879
DateSep 23, 2021
Book Page5800/879
Instrument2021131303
Lender
NameINSIGHT CU
TypeCredit Union
AddressLEESBURG, FL 34748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,950 (+2.9%) Land $245,000 Building $38,950$506,564 (+21.61%) Land $245,000 Building $261,564
2024$3,979.00 (+8.98%) Homeowner's exemption$275,950 (+3%) Land $166,600 Building $109,350$416,552 (+12.56%) Land $166,600 Building $249,952
2023$3,651.00 (+5.46%) Homeowner's exemption$267,920 (+3%)$370,057 (+29.09%) Land $166,600 Building $203,457
2022$3,462.00 Homeowner's exemption$260,120$286,670 Land $83,790 Building $202,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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