11900 Lizard Ln, Umatilla, FL 32784 Property Records

Lake County property record for 11900 Lizard Ln, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Apr 1998)
Tax Bill	$4,835 (2024)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-18-25-0100-054-00002`

Property Details

APN / Parcel Number

Primary APN	`02-18-25-0100-054-00002`
Alternative APN	`2616474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	12,960 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	360 sqft
Porch	Open Porch
Porch Area	706 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2616474
Street Address	11900 LIZARD LN
City	UMATILLA
State	FL
Zip	32784-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGLEY PART OF BLKS 54 & 61 DESCRIBED AS FOLLOWS: FROM NW COR OF E 1/2 OF NE 1/4 OF SEC 13-18-25 RUN E 33 FT N 0DEG 03MIN
Legal Range	25E
Legal Township	18S
Legal Section	02
Legal Subdivision	HIGLEY
Legal Tract	100
Legal Block	54,61
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2019
Census Tract	30110

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11900 LIZARD LN, UMATILLA, FL 32784-8132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 1998 · Amount on Record
Deed Sale	Apr 30, 1998 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	0160401648
Deed Book / Page	01604 / 01648
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11900 LIZARD LN, UMATILLA, FL 32784-8132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051082413
Date	May 14, 2018
Book Page	5108/2413
Instrument	2018055396

Lender

Name	SUN TRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,830 (+5.99%)	$789,794 (+56.32%) Land $450,000 Building $339,794
2024	$4,835.00 (+8.09%)
2023	$4,473.00 (+4.39%) Homeowner's exemption	$329,130 (+3%)	$505,233 (+34.11%) Land $306,000 Building $199,233
2022	$4,285.00 Homeowner's exemption	$319,550	$376,742 Land $180,000 Building $196,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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