Cuyahoga County property record for 12131 Debby Dr, Parma, OH 44130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1959 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Jul 2017) |
| Tax Bill | $3,825 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 457-12-036 |
| Primary APN | 457-12-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 494 sqft |
| Unfinished Basement | 494 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 12131 DEBBY DR |
|---|---|
| City | PARMA |
| State | OH |
| Zip | 44130-5825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-A |
| Legal Description | ELY 37 MJGROSS#6 0153 ALL |
| Legal Subdivision | MJGROSS#6 |
| Legal Lot Number | 153 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | PARMA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 177605 |
Source: Cuyahoga County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12131 DEBBY DR, PARMA, OH 44130-5825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 21, 2017 | Grant Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on Record |
| Deed Sale | Jul 21, 2017 · Amount on Record |
| Prior Sale | Jun 24, 1998 · Amount on Record |
| Deed Document Number | 2017359 |
| Prior Transfer Date | Jul 20, 2017 |
| Prior Transfer Doc | 0000000359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 12131 DEBBY DR, PARMA, OH 44130-5825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12131 DEBBY DR, PARMA, OH 44130-5825 |
| Document Number | 0000000025 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 202509040025 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 12131 DEBBY DR, PARMA, OH 44130-5825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12131 DEBBY DR, PARMA, OH 44130-5825 |
| Document Number | 0000000002 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 202305260002 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jul 21, 2017 |
| Property Address | 12131 DEBBY DR, PARMA, OH 44130-5825 |
| Document Number | 0007210359 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 7210359 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12131 DEBBY DR PARMA OH 441305825, PARMA, OH 44130-5825 |
| Document Number | 7210360 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 7210360 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Parma City |
| Unified School District | Parma City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,825.00 (+5.05%) Homeowner's exemption | $66,465 (-0.01%) Land $13,300 Building $53,165 | $189,900 (-) Land $38,000 Building $151,900 |
| 2024 | $3,641.00 (+4.18%) Homeowner's exemption | $66,470 (+35.24%) Land $13,300 Building $53,170 | $189,900 (+35.26%) Land $38,000 Building $151,900 |
| 2023 | $3,495.00 (+0.89%) Homeowner's exemption | $49,150 (-) Land $10,820 Building $38,330 | |
| 2022 | $3,464.00 Homeowner's exemption | $49,150 Land $10,820 Building $38,330 | |
| 2021 | $140,400 Land $30,900 Building $109,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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